Payment means code

If the customer paid amount in cash and bank account what will be the Payment means code?

48 - Bank Card
42 - Payment to Bank Account
10 - In Cash
20 - Cheque
54 - Credit Card
55 - Debit Card

Hi,
it is is optional field while list you can have

Entries from the UNTDID 4461 code list
https://unece.org/fileadmin/DAM/trade/untdid/d16b/tred/tred4461.htm

thanks